Sophisticated capital.
Built in our backyard.
Stine Capitol partners with accredited investors to fund residential redevelopment, fix-and-flip, and new construction projects across Fort Wayne, Indiana — operated by Johnny Stine and the Pearl Homes / Fort Wayne Cash For Homes team.
Four ways capital goes to work
Vertically integrated execution — acquisition, build, and capital under one roof.
Fix & Flip
Short-duration capital deployed against off-market acquisitions in established Fort Wayne neighborhoods. Sourced and rehabbed in-house.
New Construction
Ground-up residential builds via Pearl Homes — duplexes, cottages, and single-family infill on underutilized urban lots.
Wholesale Pipeline
Inventory of seller-direct contracts originated by Fort Wayne Cash For Homes — assignable, pre-vetted, ready for capital.
Mixed-Use Redevelopment
Selective adaptive-reuse projects converting underutilized properties into modern residences — long-hold or refinance-out plays.
Live and recent opportunities
Representative deals from our active and recent pipeline. Full underwriting and PPMs available upon investor qualification.
South Wayne, Fort Wayne IN
Off-market acquisition from Fort Wayne Cash For Homes pipeline. Comparable rehabs on the same block trading at $205–225K. In-house Pearl Homes crew turning kitchen, baths, and full curb appeal.
West Central Infill, Fort Wayne IN
Single-family infill on a lot acquired through tax sale. Pearl Homes Cottage plan, pre-approved permits. Anchors a block where comparable new builds have closed at $325–355K within 90 days of CO.
Waynedale, Fort Wayne IN
Direct-to-seller contract assigned to a Stine Capitol investor LP at $82,000 — short-cycle yield without rehab risk. Pre-vetted title and inspection.
Northcrest, Fort Wayne IN
Representative prior project — full kitchen + bath overhaul, mechanical updates, refreshed exterior. Sold above ARV target after a 14-day market.
Detailed underwriting, PPM, and operating agreement available after accreditation review.
Request the current deal memo →
We invest where we operate
Stine Capitol is the capital arm of an existing operating business — Fort Wayne Cash For Homes (acquisition) and Pearl Homes (build). Capital and execution are not separated by a phone call.
Figures combined across operating affiliates. Specific deal-level performance available under NDA.
Why Fort Wayne. Why now.
Indiana's second-largest metro is in the middle of a quiet renaissance — top-tier affordability, accelerating wage growth, and a constrained housing supply that won't catch up for at least a decade. The opportunity is not the macro story. It's having the right operator on the ground.
Built-in deal flow
Fort Wayne Cash For Homes runs direct-to-seller marketing every week. We see distressed and off-market opportunities before the open market does — that's how we acquire below comp.
In-house build team
Pearl Homes handles renovation and ground-up construction in-house. No third-party GC margin, no subcontractor scheduling roulette, no surprise change orders.
Markets we know cold
Every project is within 30 minutes of our shop. We walk every property, know every block, and exit through the same MLS network we've operated in for nearly a decade.
Aligned operator capital
Johnny invests alongside Stine Capitol LPs in every deal. When the operator's own dollars are at risk, the underwriting math gets honest.
Johnny Stine
Founder & Managing Principal
Johnny is the founder and operator behind Fort Wayne Cash For Homes (acquisition) and Pearl Homes (renovation and new construction). Stine Capitol is the capital arm that backs the same pipeline — built to give accredited investors a vehicle to participate in deals that have traditionally been operator-only.
The mission is straightforward — borrowed directly from Pearl Homes:
"Do things the right way. The first time."
Operating Brands
Fort Wayne Cash For Homes
Direct-to-seller acquisition pipeline. Off-market inventory that doesn't hit the MLS.
FortWayneCashForHomes.com →Pearl Homes
In-house renovation and ground-up construction. Duplexes, cottages, and single-family infill on underutilized urban lots.
PearlHomesFW.com →Stine Capitol
The capital arm that funds everything above. Vertically integrated, operator-led.
Why this structure matters
Most syndicators source deals from third parties and contract out construction. Every handoff is a place where margin leaks and timelines slip. We don't have those handoffs — same team, same trucks, same standards from acquisition through exit.
What investors ask first
Stine Capitol works with accredited investors only, as defined under SEC Rule 501. Each opportunity is offered under Reg D 506(b) or 506(c) — we'll walk you through qualification before any commitment.
Request investor access
Tell us about your situation. We'll verify accreditation, share the current deal memo, and schedule a 30-minute call with Johnny.
Your information is held in confidence and used only to qualify you for current and future Stine Capitol offerings. No mailing lists. No third-party sharing.
Direct line
+12604502115Investor relations
invest@stinecapitol.com